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Making New Year's resolutions can be tricky. On one hand, they're a great motivator to make a positive change in your life. On the other, making a resolution without a plan for accomplishing it is a recipe for disappointment. A plan is particularly important when it comes to finance-oriented resolutions. For example, you can pledge to save more money or pay down debt, but it's all wishful thinking unless you develop an actionable plan. Recent studies show you're not ...
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